What Insurance Should a Driveway Cleaning Company Have?
Public liability insurance is the cover that protects you if your property is damaged. Here is what a driveway cleaner should hold and how to check it.
Insurance is one of the most important things to check before letting anyone clean your driveway, yet it is often overlooked. The key cover is public liability insurance, which protects you if your property is damaged during the work. A reputable company holds it and is happy to prove it.
This guide explains what insurance a driveway cleaning company should have, what each type covers and why checking it protects you, so you know exactly what to ask for.
The cover that matters most
Two types of insurance are relevant to driveway cleaning.
| Insurance | What it covers |
|---|---|
| Public liability | Damage to your property or injury to others caused by the work. |
| Employers liability | Their staff if injured while working, a legal requirement if they employ people. |
Public liability is the one that directly protects you as the customer. Employers liability is legally required where the firm has employees.
Why public liability matters to you
Driveway cleaning uses powerful equipment and chemicals close to your home, windows and garden. If a window is cracked, a wall marked or a surface damaged, public liability insurance is what covers the cost of putting it right. Without it, you could be left out of pocket for an accident that was not your fault.
Covers damage to your property, the single most important protection for you.
A legal must where the firm employs staff, covering worker injury.
A genuine firm provides its certificate without hesitation.
Cover is typically held at one to five million pounds.
Want a properly insured team?
Tell us about your driveway and our fully insured London team will give you a clear quote with no obligation.
How to check it
Checking is simple: ask whether the company holds public liability insurance and request to see the certificate. A legitimate firm provides it readily. Reluctance or excuses are a clear warning sign, one of the red flags we cover in our guide on the red flags to watch for.
Insurance as part of choosing well
Insurance is one of the key questions to put to any cleaner before booking, alongside written quotes and scope, which we set out in our guide on what questions to ask before booking. It also forms part of the wider approach to picking a reliable firm, covered in how to choose a reliable cleaner.
For a fully insured local team, the people behind our London driveway cleaning service are happy to help.
This article is part of our wider resource centre. For more practical advice, browse our London driveway cleaning guides.
Frequently asked questions
What insurance should a driveway cleaner have?
Public liability insurance, which protects you if your property is damaged, plus employers liability insurance, which is legally required if they employ staff.
What does public liability insurance cover?
It covers the cost of damage to your property or injury to others caused by the cleaning work, protecting you from paying for an accident.
Is public liability insurance a legal requirement?
Not for most businesses, though it is practically essential. Employers liability insurance is legally required where a firm has employees.
How much cover should they have?
Cover is typically held at between one and five million pounds. It is reasonable to ask what level a company carries before booking.
How do I check a company is insured?
Ask whether they hold public liability insurance and request to see the certificate. A genuine firm provides it readily, while reluctance is a warning sign.
This page gives general guidance on the insurance a driveway cleaning company should have in London. Always ask to see current proof of cover before work begins.
Choose a fully insured team
Get a fast, no-obligation quote for professional driveway cleaning across London. Our team is fully insured and we agree a clear fixed price before any work begins.